The WNYAutoLoan.com policy on the collection of personal information is as follows:

Unless you provide additional information, WNY Auto Loan collects only the following information as you browse through the web site:

1. the domain name and browser you use to access the Internet.
2. the date and time of your visit.
3. the pages you visited.
4. the address of the web site you linked from immediately prior to visiting the WNY Auto Loan site... (IE: Search Engine listing page)

WNY Auto Loan collects this information for statistical purposes and for evaluating the WNY Auto Loan web site to make it more useful to visitors. If you send an e-mail message to WNY Auto Loan or complete our "Contact Us" form, or other online survey found on the WNY Auto Loan web site, We will maintain the information in accordance with applicable federal law.

When filling out our online loan application our data collections policy is as follows:

WNY Auto Loan will collect and use both personal and public information to respond to requests for financing. Personal information collected by WNY Auto Loan may or may not be publicly available via government records, telephone books, or other widely available media sources however we treat all information that you provide to us as non-public. WNY Auto Loan will collect personal information from multiple sources, including but not limited to:

1. Application Information (Information provided from loan applications and other forms such as names, addresses, email addresses, telephone numbers, birthday, social security numbers, level of family income, employer's name, and employer's address);
2. Credit Reports (Information from consumer reporting agencies).
3. Correspondence (Information provided when communicating in writing, online or by phone with our customer service representatives).
4. Marketing partners and publicly available databases (We receive information from our marketing partners, e.g., financial institutions, auto dealerships and other businesses and public databases which we use to help us serve our customers).

We use information that we obtain to evaluate auto loan applications, locate an appropriate auto dealer and/or lender for you, in order to provide high quality service and prevent fraud. We may also use this information to confirm a customer's identity when they call us to inquire about their account.

For site security purposes and to ensure that this service remains available to all users, WNY Auto Loan employs software programs to identify unauthorized attempts to upload or change information, or otherwise cause damage.

Use of Cookies

Certain WNY Auto Loan webpages use “cookies” which are small amounts of information stored by your web browser software on your workstation. In most cases, this information is temporary in nature (called session cookies) and is deleted as soon as you leave the WNY Auto Loan web site. The use of temporary cookies is solely for the purpose of allowing the user to interact with the WNY Auto Loan web site in an effective manner. In a few cases, the WNY Auto Loan web site uses cookies to store information for a longer period than the current session (persistent cookie).

As noted above, in no case does WNY Auto Loan disclose, give, sell, or transfer any personal information about WNY Auto Loan web site visitors unless required for loan applications, credit checks, law enforcement or otherwise required by law.